QR Ph Merchant Payments
One QR Ph code for payments from participating banks and e-wallets.
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A New Chapter in Payments. Built on Years of Experience.
Building on over a decade of experience in banking, cooperative technology, and financial services, Peppermint brings that expertise into modern digital payments.
Our Solutions
Payment services for Philippine businesses
Practical payment tools for merchants, institutions, and partners, supported by a local team.
InstaPay Fund Transfers
Send and receive funds across participating banks and e-wallets.
Learn moreMerchant Payment Processing
Payment acceptance for single shops and multi-branch businesses.
Learn moreBusiness Disbursements
Distribute funds to suppliers, partners, and beneficiaries.
Learn morePayment Integration and APIs
Connect payments to your website, app, or internal systems.
Learn moreSettlement and Transaction Support
Local support for settlement, reconciliation, and transactions.
Learn moreOur Payment Platform
More Ways to Pay.
More Possibilities for Your Business.
Peppermint Pay helps businesses accept digital payments, monitor transactions, and manage their funds through an easy-to-use web portal and mobile app, backed by Peppermint Bizmoto’s Philippine-based operations and support teams.
Explore Peppermint PayPeppermint Pay is a payment services brand of Peppermint Bizmoto Inc.
Accept Payments
Receive customer payments through QR Ph.
Manage Your Wallet
View your balance and transfer funds to your bank.
Track Transactions
Monitor payments and access transaction reports.
Control Access
Add staff accounts and set appropriate permissions.
Our Parent Company
Part of the Peppermint Innovation Group
Peppermint Bizmoto Inc. is part of Peppermint Innovation Limited, an Australian-listed financial technology group with an established history in the Philippines.
Through our connection with the wider Peppermint group, we bring together corporate experience, technology capabilities, and locally based teams to support the financial services we deliver.
Meet Our Board & Leadership
Our Story
Our Journey in Financial Technology
Long before fintech became a familiar term, we were already working behind the scenes, developing technology for banks, cooperatives, and financial institutions in the Philippines.
Our journey began with Peppermint Technology in 2015, building solutions that helped financial institutions deliver services to their customers.
Over the years, we've learned, adapted, and grown alongside the industry.
Today, through Peppermint Bizmoto, we're taking the next step in that journey, bringing our experience into digital payment processing.
"For some, Peppermint may be a new name in payments. For us, it's a continuation of a journey that started over a decade ago."
2015
Peppermint Technology established in the Philippines
Our journey began building technology that helped financial institutions deliver services to their customers.
2017–2018
Banking and cooperative partnerships
Expansion into banking and cooperative technology partnerships.
2019
Banking technology development
Continued development of banking technology solutions.
2022
Peppermint Bizmoto incorporated
A dedicated company for digital payment services is formed.
Original Bizmoto identity Bizmoto · Historical brand identity 2026
Merchant payment processing
Expansion of merchant payment processing capabilities under Peppermint Bizmoto.
Technology in Action
Platforms we build for cooperatives
We design and develop digital platforms that help Philippine cooperatives deliver accessible financial and healthcare services to their members.
Financial Technology
PinoyCoop Mobile
Developed for MASS-SPECC Cooperative Development Center
A mobile financial technology platform designed to give cooperative members convenient access to essential financial services.
- Member services
- Payments
- Fund transfers
- Account access
Healthcare Technology
1CoopHealth
Developed for the Cooperative Health Management Federation (CHMF)
A mobile healthcare platform that helps cooperative members access their information and request healthcare services through their phones.
- Member profile
- Availment requests
- Provider locator
- Service history
Our People
Built Here. Supported Here.
Our engineering, payment operations, customer support, and other core teams are based here in the Philippines. Our people are directly involved in the services we deliver.
Engineering & Technology
Developing, improving, and maintaining the systems that power our services.
Payment Operations
Monitoring transactions and managing settlements, reconciliation, and daily payment operations.
Customer & Merchant Support
Assisting merchants and helping resolve service and operational concerns.
One Peppermint Team
Different departments working together to support the services we deliver.
Built by our people. Supported by our people. Here in the Philippines.
News & Updates
What's Happening at Peppermint
Stories, partnerships, and milestones from our journey.
In the News · November 7, 2026
Peppermint Bizmoto, VITRO Inc. Ink MPLS Deal to Boost Payment Infrastructure
Peppermint Bizmoto strengthens its digital payment infrastructure through a dedicated MPLS connectivity agreement with VITRO Inc., part of the PLDT Group's enterprise technology ecosystem.
Read More
Partnerships · November 2, 2026
Peppermint Bizmoto, HaveIt Team Up to Power Digital Payments Across Transpo, Super App Ecosystem
Peppermint Bizmoto partners with HaveIt to provide the payment infrastructure behind its expanding ecosystem, including Ride It's network of over 6,000 riders.
Read More
Partnerships · October 19, 2026
Peppermint Bizmoto and ARX Enter Strategic Payment Partnership
Peppermint Bizmoto signs a strategic merchant payment services agreement with ARX, deploying its QR Ph-compliant settlement framework into ARX's enterprise payment orchestration layer.
Read MoreOur Partners
Growing Through Partnerships
Working alongside organizations across payments, banking, and financial services.
Payment Partners
Current payment processing and business partners
- Flash Express
- MannyPay
- Asian Regulatory Exchange
- Tara Ride PH
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Banking & Institutional Relationships
Relationships through Peppermint Technology and the wider Peppermint group
- PESONet
- BancNet
- Philippine Payments Management, Inc.
- Cooperative Health Management Federation
Contact Us
Let's Build What's Next, Together.
For merchants, banks, cooperatives, and potential partners.